Cohabitation and Money Golden Tips (part I)
Do you live together or go about to do? How have you arranged your finances? These tips will help you avoid nasty fights over money and stick it together like!
A major source of relationship
Did you miss that many relationships run because of money problems? You will probably not surprise you. Ensure funds are annoying. It causes stress and a sense of inferiority.We indicated that more money is not necessarily happy. Too little money is however unhappy! It is therefore important that you think about your money matters.
With these golden tips you manage your money together in a transparent and sensible way. This reduces the risk of financial problems and you can keep healthy relationship in that area!
Overview insight!
Start by making a clear statement of your income and expenses. Only then can you calculate your fixed costs and give you a good overview of your financial situation. Do you notice after the completion of the file that you supposedly “above your state’s life? Then go in search of cost which you can cut back. Read your magazine really that expensive every month? And your partner would not be a cheaper gym? Optimize your budget best!
Open a joint account for fixed costs
Who lives has fixed charges. Fixed costs are those costs monthly, quarterly or annual return. Open a joint account where you each month for example half of the fixed charges on deposit. In the file, you can figure out exactly what it costs you to live and what you (as a sharing 50/50) per person must transfer to the joint account.
Ensure that all companies and agencies that take their money can make. Perhaps it is only prudent to take these “red light” to apply. If you then too late to deposit money into the mortgage can still be simply written off. However, fill it every month!
Open a savings account and fill it ASAP!
Do you have savings? There are many couples who have no money on hand. If tomorrow the roof is leaking they sit with a problem, they had not anticipated and there is no money available. Always keep a spare and save as much as you can. It is true that not all the money to do at the end of the month. You can artificially reduce disposable income by many to spare. If you have a good savings account? Work out how much money you would need at least 6 months in your home to survive without income, that’s a nice savings goal!
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