Cohabitation and Money Golden Tips (part II)
Open a savings account for your additional relationship
To keep your relationship like you obviously do not need money, it only makes it a lot easier! It’s still great for your relationship to the occasional weekend leave. A social gathering in another city in a nice hotel. Or how about nice together eating out every month? Or a movie deal?
If you want to enjoy some money for needs. The money you spend here will save you in relationship enrichment. To fill this pot, we recommend our innovative savings plan. To fill the jar automatically!
Communicate about money
If you do not talk about money matters you raise the risk of financial problems in your relationship. It is important that you both understand the financial responsibilities that you have together. This includes expenses that you must do to survive. Talk together about your finances and make sure it is something you together. It may feel good that your partner controls everything, but what happens if you suddenly split up? Or what if something happens to your partner?
Ensure full transparency in the joint finances. It goes to you both and have no secrets or ambiguities.
Preserving both its own account
Keep your personal and joint account separately. Have your salary deposited into your account. Save some money for yourself and use the money to maintain them yourself further. From your personal account book you a fixed amount every month to your joint account. Should do this immediately after your salary has entered! What you’re left with is yourself. So you and your partner know exactly where you stand. It is also immediately clear how much money can be spent on clothing, entertainment and other personal items. And all without the household as a ‘threat’ comes.
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Tags: Financial Problems, Money problems, Personal Account, Risk of Financial Problems