Tips – Improving Personal Finances Part 1
At the entrance to this day I will make a brief introduction to the reason why many people have bad habits with money. In a way I would suggest based on the techniques or tools that I give good results. The idea is that you begin to choose among the options that best suit your needs and even make your own financial plan.
picture today is to put the burning of the ticket. Here in Argentina is often heard the expression “Money to burn me” who say that we lost easily and that is why I decided to make this entry.
* Why do we have a problem financially?
Not to the point of talking at the level of the national economy, but rather trying to take as the central axis of the subject or someone who has the money, we can say that A or key facto in this process is you. Robert Kiyosaki mentioned in many books that ordinary people to poor money management. At this point I strongly agree with him. But the key question is: What factors contribute to our financial ignorance?
The answer is simple: financial education that gives us
Until today I have not seen in schools and universities that touch on the topic of money management and personal finance. Did not touch on issues such as taxes, banking. The problem we are dealing with almost 80% of our lives. So people forget 80% of education is important.
If we take only the study of college, I can assure you that you will end up being a total fool of financial problems. That is why many people experience problems in your personal finances, was 0% for education at this time. He never spoke with investing, controlling money, to create a personal budget, financial plan, etc, etc, etc. Apparently this issue is not important, but must live in a very successful company for the money, where money is taken as synonymous with survival, learn to deal with these issues is very important. Even many people react badly when someone wants to give advice or help on this point.
Imagine if when his parents give him money or pay monthly, you will be saved even 10% of the money. Perhaps now you have some money to invest or study. I remember that the year I collect between $ 50 and $ 100. I will assume that $ 50 per year collected and I started saving at age 7 years, to reach 18 years my savings will total $ 550. I know it’s not a lot of money, but at 18 years and make a small investment is perfect.
On the other hand live in a society where spending money is important. Today there is so much consumption, which is not part of it (talking about unimportant things) would like from another planet. In a consumer society became very difficult to not fall into temptation to buy something, not to mention the publicity that comes into our heads and we tinker with all cables. You finally bought 15 phones over the years always say “this is a cell in need.”
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Tags: advice, bad habits with money, financial education, Financial Plan, investment is perfect, money management, national economy, Personal Finances, problem financially, Robert Kiyosaki, spending money, Tips